Car accidents happen frequently, primarily because of the sheer number of people who drive. Travelling around the country is popular, and it is not uncommon for Floridians to drive to another state. If you are out of state and get in a car crash, it is important to understand what to do to protect your rights. While filing an accident insurance claim will often be the same, there are a few considerations you should be aware of.
Review of the Basics – Car Accidents
Here is a quick review of what you should do in the event of any car accident.
- As with any car accident, be sure to obtain all relevant contact details of other drivers – this includes driver’s license and insurance information.
- Be sure to call police and ambulance services.
- Don’t admit to the accident being your fault. Even saying “I’m sorry” may later be seen as an admission of liability.
- Take photos of the damage caused to both vehicles, as well as any surrounding elements which may have contributed to the car accident, such as a pothole or a broken street light.
- Submit a claim to your insurance company within 24 hours if possible.
- Get a copy of the police report for your records, and keep all medical records. If you go to an out-of-state hospital, set an appointment with a local doctor when you return home.
In most cases, insurance claims from out-of-state car accidents will be easily settled. Payment will typically be awarded to the non-liable party. While this can be done without legal representation, many Florida drivers are not aware of the amount of money truly due to them. Insurance companies often try to get policy holders to settle for much less than they could receive if they negotiate or have legal advise. Remember – you should never take the insurance company’s first offer.
Legal Advice for Out-of-State Car Accidents
When a large claim is involved, or there is a dispute as to fault and liability, a car accident attorney may be required to help you settle the case. You may need to locate lawyers who can represent you both in the state where the accident occurred, and your home state. If the accident took place in a state that has close proximity to your home state, your attorney may have a license to practice in both states. However, if you are in a state across the country, you may have to find a lawyer in that state. This may save time and money, as local attorneys understand local laws. This may enable you to settle your claim more quickly.
If you are from out-of-state and get in an accident in Florida, calling a Florida accident attorney may help you to most effectively file and settle your claim. An exception to the legal laws, known as the pro hac vice arrangement, permits lawyers who are not admitted into a specific state’s bar to handle cases there if they are associated with a lawyer from that state. For example, a California driver who has an accident in Florida can hire a California lawyer who will partner with an attorney in Florida to work the case.
If you are in the Sarasota or Tampa area and are a victim of a car accident, call Probinsky & Cole for guidance. We can help you to determine your best course of action, and to get you the money you deserve.
