Life can change in an instant—especially after an accident. Whether you’ve been injured in a car crash or a slip and fall, knowing when to call a personal injury attorney could be the most important decision you make. At Probinsky & Cole, we’ve helped Floridians for over 30 years navigate injury claims and secure fair compensation. In our experience, five situations indicate that you should absolutely call a personal injury attorney.

You Suffer a Serious or Permanent Injury: Not every injury requires legal help. But if you’re facing a severe injury—such as a broken bone, spinal cord damage, traumatic brain injury, or anything requiring surgery or long-term treatment—you need an experienced attorney on your side. Under Florida’s laws, especially with the state’s no-fault car insurance system, you may only be able to step outside your PIP coverage and sue the at-fault party if you’ve sustained serious or permanent injuries. A skilled attorney ensures that future medical care, loss of income, and pain and suffering are factored into your claim—not just your current bills.
The Insurance Company is Delaying, Denying, or Underpaying Your Claim: If you’re being pressured to accept a low settlement or your insurance company is ignoring your calls, that’s a major red flag. Insurance adjusters are trained to minimize payouts, and without legal representation, they may assume you’ll settle for far less than your case is worth. Personal injury lawyers deal directly with the insurance companies on your behalf – and at Probinsky & Cole, we don’t let them take advantage of our clients. If your claim is being delayed or denied, an attorney can challenge their tactics, submit supporting documentation, and fight for the full amount you’re entitled to.
Fault Is Disputed or the Case Is Complex: Florida follows a modified comparative negligence rule, which means if you’re found more than 50% at fault, you can’t recover damages. Even if you’re only partly at fault, your settlement can be reduced. That’s why it’s crucial to hire a lawyer when liability is unclear or being contested—especially in multi-vehicle crashes, slip-and-fall accidents, or dog bite claims. When you call a personal injury attorney, they can help gather evidence, hire accident reconstruction experts, interview witnesses, and build a strong case to protect your rights. They work to ensure that your side of the story is heard and proven.
You Don’t Know the True Value of Your Case: Many people underestimate the value of their personal injury claim. It’s not just about medical bills—it’s also about future treatment, emotional trauma, lost wages, and reduced earning potential. Without proper legal guidance, you risk settling for far less than you deserve. When you call a personal injury attorney at our law firm, you’ll benefit from decades of experience. We make sure you aren’t left struggling financially while recovering from someone else’s negligence.
You’re Facing Deadlines or Legal Complexities: Florida law gives you only two years (as of recent legislative updates) to file most personal injury claims. In cases involving government agencies or special circumstances, you may have even less time. Evidence can disappear, witnesses can become harder to reach, and the legal process can become overwhelming. If you’re injured, you should be focusing on healing—not navigating Florida’s legal maze. Our firm handles the legal heavy lifting, files paperwork on time, and keeps your case moving forward.

Don’t Wait— Call a Personal Injury Attorney Before It’s Too Late

At Probinsky & Cole, we offer complimentary consultations and work on a contingency basis, which means you pay nothing unless we successfully resolve your case. If you reside in Sarasota, Tampa, or Orlando, we have an office near you. Contact us today to schedule your case evaluation.