With more registered boats than any other state, it’s no surprise that Florida also leads the nation in boating accidents. While a day on the water is meant to be relaxing and fun, it can quickly turn dangerous due to negligence or mechanical issues. If you or a loved one is injured in a boating accident, it’s important to understand your legal rights to compensation.

Not all boating accidents are the same – here are some of the most common incidents we see here in the Sunshine State.

6 Types of Boating Accidents Seen in Florida

According to the Florida Fish and Wildlife Conservation Commission (FWC), the following are the most frequently reported boating accidents in the state:

Collisions with Other Vessels: Boat-to-boat collisions are the most common type of accident. They are most often caused by three things – operator inattention, excessive speed, or failure to follow navigational rules. In crowded areas, such as Sarasota Bay, these risks increase significantly.
Collisions with Fixed Objects: Boats hitting docks, pilings, channel markers, or submerged objects can result in serious injury to passengers, especially if the operator is speeding or impaired.
Falls Overboard: These incidents can quickly turn fatal, especially if the person isn’t wearing a life jacket. Many of these accidents involve alcohol and could have been prevented with better supervision or safety protocols.
Capsizing or Swamping: Sudden weather changes or reckless driving can cause it to capsize or take on water. This is especially hazardous for small vessels and personal watercraft, such as Jet Skis.
Propeller Injuries: People in the water near a running engine risk devastating injuries from spinning propellers. These injuries often occur when swimmers are too close to a boat or after a person falls overboard.
Fires and Explosions: Fuel leaks and electrical issues can lead to fires onboard, but improper maintenance can be problematic as well. Fire incidents are not only traumatic but also often involve significant injuries.

Your Legal Rights After a Boating Accident

If you’re injured in a boating accident in Florida, you may be entitled to compensation—but it depends on the circumstances of the incident. Florida law allows injured parties to file a personal injury claim if someone else’s negligence caused the accident, such as if:

A boat operator who was speeding, drinking, or distracted
A rental company that failed to maintain its boats properly
A manufacturer who sold a defective part or vessel

An experienced personal injury attorney can help determine who is legally responsible based on evidence, accident reports, and witness statements. If you were injured due to another party’s negligence, you may be entitled to compensation for medical bills (current and future), lost wages or reduced earning capacity, pain and suffering, emotional distress, or property damage. In cases of wrongful death, surviving family members may also seek damages for funeral costs, loss of companionship, and other impacts.

After a Boating Accident

In Florida, boating accident claims are typically governed by a four-year statute of limitations for personal injury and a two-year limit for wrongful death. However, if the incident occurred on navigable waters, federal maritime law may apply, and deadlines can differ.

If you’re involved in a boating accident, your first priority should be to seek immediate medical attention. You can then report the accident to the Florida Fish and Wildlife Conservation Commission (FWC) or local law enforcement. Be sure to document everything with photos if possible, such as injuries and vessel damage. Collecting contact info for witnesses will also be useful if you pursue a case.

Important: Avoid speaking with insurance companies without legal counsel. Contact a qualified personal injury attorney as soon as possible

Call Probinsky & Cole for Legal Guidance

Boating accidents in Florida can lead to life-altering injuries or even death. Understanding your legal rights is essential to holding negligent parties accountable and securing the compensation you deserve.

If you’ve been injured on the water, consult with a skilled attorney as soon as possible. Call Probinsky & Cole to learn more.